Terms of Service

Last updated: June 5, 2026

Welcome to WorthBuilding. By accessing or using this site (worthbuilding.blog), you agree to these Terms of Service. If you don't agree with any part of them, please stop using the site.

About this site

WorthBuilding is a personal finance publication owned and operated by Fabrice Basten Mugiraneza, based in Kigali, Rwanda. The site publishes articles about money, housing, saving, careers, AI tools, and family financial planning.

Educational content only

Everything published on this site is for educational and informational purposes. It is not financial advice, investment advice, legal advice, tax advice, or any other kind of professional advice. We are not licensed financial advisors. Decisions you make based on content from this site are your own responsibility. Always consult a qualified professional before acting on financial matters that affect your life.

See our Disclaimer for the full statement on this.

Accuracy of content

We work to keep the information on this site accurate and current. We can't guarantee it. Tax laws change. Markets move. Tools evolve. Information that was correct when published may be outdated when you read it. Always verify time-sensitive financial information against current official sources.

Your use of the site

You agree to use this site only for lawful purposes. You agree not to:

• Republish content from this site without written permission
• Attempt to interfere with the site's operation, security, or other users
• Use any automated system to scrape or extract content beyond what's allowed by our robots.txt
• Impersonate WorthBuilding, its author, or anyone else
• Submit harmful, illegal, defamatory, or abusive content via email or any other channel

Intellectual property

All content on this site — articles, images we've created, the WorthBuilding name and visual identity — is owned by Fabrice Basten Mugiraneza unless credited otherwise. You may share links to articles freely. You may quote short passages with attribution and a link back to the original. You may not republish full articles, repackage content for AI training datasets, or reproduce the visual identity without written permission.

Third-party links and services

Articles on this site may link to external websites or recommend third-party tools (banks, apps, AI services, brokers, etc.). We don't control those sites or services and we're not responsible for their content, policies, or practices. Visiting them is at your own discretion and risk.

Affiliate disclosure

Some links on this site may be affiliate links, meaning we earn a small commission if you click through and make a purchase. This costs you nothing extra. We only recommend tools and services we'd use ourselves or that we've researched in depth. Affiliate relationships do not influence our editorial conclusions.

Advertising

This site displays advertising through Google AdSense and may display ads from other networks in the future. We don't endorse advertised products. See our Privacy Policy for how advertising data is handled.

Limitation of liability

To the maximum extent allowed by law, WorthBuilding, its owner, contributors, and affiliates are not liable for any losses or damages — financial, emotional, or otherwise — that result from your use of this site or from decisions you make based on its content. The site is provided "as is" without warranties of any kind.

Changes to these terms

We may update these Terms of Service at any time. Continued use of the site after changes means you accept the updated terms. Significant changes will be noted on the homepage for at least 14 days.

Governing law

These terms are governed by the laws of Rwanda. Any disputes that can't be resolved informally will be settled in the courts of Kigali, Rwanda.

Contact

Questions about these terms? Email contact@worthbuilding.blog.